Download our FREE

Property Portfolio Performance Tool...

Take the guesswork out of property investing, get clarity in minutes

and plan your next move with confidence.

Unlock your free Property Portfolio Performance Tool today.

Who should download this tool?

This tool is perfect for anyone who:

~ Wants clarity on which properties are truly profitable (and which are dragging them down)
~ Feels overwhelmed by multiple loans, expenses, and changing cash flow
~ Is considering refinancing, selling, or buying more property
~ Needs a clear, visual breakdown of cash flow, growth, and performance
~ Prefers expert-level insights without the hassle of complex spreadsheets

We hope this tool helps you to:

✔ Quickly see which properties are boosting, and which are draining your wealth
✔ Understand your true net cash flow after all costs
✔ Track growth and performance across your portfolio with confidence
✔ Spot opportunities to refinance, hold, or sell at the right time
✔ Make smarter, more informed property decisions without the guesswork

★ ★ ★ ★ ★

There are no words that describe how great the team are at Cruz. We spent years trying to find someone to guide us in our future and look at our specific situation and what we're after. The wealth of information across different topics and strategies is incredible. Guiding us through different pros and cons that’s specific to our scenario. We love how our situation gets mapped out with a lot of thought and detail. Riley also communicates in a way that made everything easy for us to understand. We're very happy we can go about our everyday knowing how things work and we're on top of our game. I wish we met Riley sooner.

Vincent
★ ★ ★ ★ ★

Riley and team give fully transparent and highly technical advice delivered in way that is easy to understand. It's worth it's weight in gold.

Anthony
★ ★ ★ ★ ★

We have been fortunate enough to use the financial services of Jayden Post and Cruz. Their professional approach and attention to detail has been commendable. Every question we’ve asked, silly or simple they’ve been able to answer in a way we understand. Even if they’ve had to repeat it. We’ve been extremely impressed and would highly recommend them without hesitation.

Bronwyn
★ ★ ★ ★ ★

Jayden and the team have been great to deal with in all aspects. I cannot recommend highly enough!

Fiona
★ ★ ★ ★ ★

We’ve started working with Riley a couple of months ago, but even in the early stages of setting up our investments, he’s already made a strong impression. His advice has been clear, insightful, and tailored to our goals. He’s been great at helping us navigate the options and steer us in the right direction. Riley is highly responsive, generous with his time, and genuinely invested in helping us succeed. We’re feeling confident about the path ahead with him on our side.

David
★ ★ ★ ★ ★

I have been a happy client of Cruz for some years now and can highly recommend the business, and in particular, Riley Jan who is always available, patient and expert in the technical aspects of investment. My returns have been very satisfying and the admin people are responsive and follow up as required. So, 5 stars all round!!!

Sandy

My name is Riley Jan

PARTNER & FINANCIAL ADVISER

I wish I could sit here and say that I invented the internet or the light bulb or something else that could benefit society.

But I can't.

But here is what I can do:

↳ I can help individuals and families create financial security through a tailored and optimised plan.

↳ I can help people make informed decisions by showing them the trade-offs about how present decisions impact their future.

↳ I can help individuals create a life that they want to live through balance and prioritisation.

↳ I can help people automate their finances so that they can spend time with the people that they love.

↳ I can help individuals and families grow and protect their wealth.

↳ I can help design rigorous tax and estate plans for various purposes whilst working collaboratively with your existing professional network.

Outside of this, I am an average guy! Here is a little bit to know about me:

↳ I am very family and friend-oriented

↳ I am an addict for learning - go see my education history (or my HELP Debt)

↳ I love all things sport and any avenue for healthy competition

But above all, I believe that everyone's life and journey will be different.

As a result, so should the advice that they receive to take them from where they are -> where they want to go.

My name is Samuel Boon

FINANCIAL ADVISER

I didn’t set out dreaming about “financial products.”


Most people don’t.


What we dream about is living life on our own terms.

But without a clear, personalised plan, it’s easy to get stuck navigating property, super, investments, and debt without direction.

Here’s how I can help:

↳ I can help young professionals, families, and business owners turn financial goals into a real, achievable future.

↳ I can help people make confident property decisions, from investments to upgrading homes, by focusing on long-term value, not hype.

↳ I can help clients optimise superannuation, manage debt effectively, and prepare for retirement with clarity and confidence.

↳ I can help individuals and families align their money with their values, so decisions aren’t just about dollars — they’re about creating the life they want.

↳ I can help clients with a practical, evidence-based strategy that’s easy to understand, not just a stack of spreadsheets.

Outside of this, here’s a little about me:

↳ I’ve worked across both metro and regional Queensland, so I understand the unique opportunities and challenges at every stage of life and business.

↳ I’m passionate about solutions that create more freedom, security, and choice for tomorrow.

↳ You’ll often find me on the basketball court, out exploring Townsville’s outdoors, or spending time with my partner Ivy and our Dalmatian, Henry.

↳ They remind me every day that the best plans aren’t just about building wealth, they’re about building a life you love.